For many older Australians or people needing support at home, government-funded programs like NDIS or home care packages can be a great help. But not everyone is eligible for these programs, and waiting lists can delay access to much needed support. In these situations, private in-home care offers a flexible alternative that puts you in control of your care.
What Is Private In-Home Care?
Private in-home care is personalised support provided by a homecare provider and paid for directly by the individual or their family. It doesn’t rely on government funding or assessments through My Aged Care, meaning you can start support quickly and choose the services that suit your needs.
Unlike funded plans, there are no eligibility requirements for private care. Adults of any age can access it, whether you’re recovering from surgery, living with a chronic condition, or simply need extra help around the house.
Why Choose Private Care?
There are a few common reasons people opt for private in-home care:
- Waiting for a government assessment or package: If you’re still waiting for an aged care assessment or assignment of a home care package, private care can provide immediate support without delay.
- Current funding isn’t enough: Sometimes a funded package doesn’t fully meet your needs. Private care can fill the gaps with extra hours or specialised support.
- Not eligible for government support: If you don’t meet the criteria for subsidised programs, private care ensures you still receive the assistance you need to live well at home.
What Services Can Private Care Include?
Private in-home care providers can tailor support to you. Common services include:
- Personal care: Help with showering, dressing, mobility, and daily routines.
- Domestic support: Housekeeping, laundry, meal prep, and shopping.
- Clinical or nursing care: Medication assistance, wound care,e and rehabilitation support.
- Companionship: Social support, outings, and emotional well-being activities.
- Transport services: Helping you attend appointments and stay engaged in the community.
Because private care isn’t tied to a strict care plan or funding rules, you can work with your provider to build a support plan that matches your lifestyle and goals.
Cost Considerations
Unlike government-subsidised care, private in-home care is paid for out of pocket. Costs can vary depending on the services you need and when you need them (for example, nights, weekends, or specialised clinical care).
Some people choose to fund private care through savings, superannuation release on compassionate grounds, or private health insurance, depending on their circumstances.
Is Private In-Home Care Right for You?
Private care puts you in the driver’s seat: you can begin support quickly, choose the services that fit your needs, and adjust your care as those needs change. For those who are ineligible for government programs or waiting for support, it can be a practical solution that keeps you living independently and comfortably at home.
If you’d like to explore your options or talk about a personalised plan, our team is here to help. simply need extra help around the house.
Why Choose Private Care?
There are a few common reasons people opt for private in-home care:
Waiting for a government assessment or package: If you’re still waiting for an aged care assessment or assignment of a home care package, private care can provide immediate support without delay.
Current funding isn’t enough: Sometimes a funded package doesn’t fully meet your needs. Private care can fill the gaps with extra hours or specialised support.
Not eligible for government support: If you don’t meet the criteria for subsidised programs, private care ensures you still receive the assistance you need to live well at home.
What Services Can Private Care Include?
- Private in-home care providers can tailor support to you. Common services include:
- Personal care: Help with showering, dressing, mobility, and daily routines.
- Domestic support: Housekeeping, laundry, meal prep, and shopping.
- Clinical or nursing care: Medication assistance, wound care, and rehabilitation support.
- Companionship: Social support, outings, and emotional well-being activities.
- Transport services: Helping you attend appointments and stay engaged in the community.
Because private care isn’t tied to a strict care plan or funding rules, you can work with your provider to build a support plan that matches your lifestyle and goals.
Cost Considerations
Unlike government-subsidised care, private in-home care is paid for out of pocket. Costs can vary depending on the services you need and when you need them (for example, nights, weekends, or specialised clinical care).
Some people choose to fund private care through savings, superannuation release on compassionate grounds, or private health insurance, depending on their circumstances.
Is Private In-Home Care Right for You?
Private care puts you in the driver’s seat: you can begin support quickly, choose the services that fit your needs, and adjust your care as those needs change. For those who are ineligible for government programs or waiting for support, it can be a practical solution that keeps you living independently and comfortably at home.
If you’d like to explore your options or talk about a personalised plan, our team is here to help.
